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Most credit scores fall between 600 and 750.
Credit score rating range. A vantagescore 3 0 score of 661 could put you in the good range for example while a 661 fico score may be considered fair. Your credit score calculation represents your credit risk at a moment in time based on information found on your credit report. According to experian only about 18 2 of the population has a score within this range. Credit scores calculated using the fico score or vantagescore 3 0 scoring models range from 300 to 850.
For a score with a range between 300 850 a credit score of 700 or above is generally considered good. A credit score can range from 300 to 850 depending on the scoring model such as a mortgage score. A score of 800 or above on the same range is considered to be excellent. As you can see different credit scoring models may have different ranges and scoring criteria.
Bankcard and auto scores can range from 250 to 900. For the crop of base fico scores the very good range goes from 740 to 799. Generally speaking the credit bureaus consider any score over 650 to be a good credit score. If your credit score is between 750 and 800 you have a long and distinguished credit history that shows a responsible payment history and the ability to handle multiple types of credit responsibly.
N a while both models maintain five categories of credit score types and cover the same number range each divides them differently. That means the same credit score could represent something different depending on which credit model a lender uses.
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