Credit Union 5 Yr Cd Rates
5 year cd rates are among the highest cd rates in the country and offer solid returns for a fixed investment period.
Credit union 5 yr cd rates. Every week we comb through the 5 year cd rates from over 150 banks and credit unions nationwide to find the highest ones. Below are 5 year cd rates from credit unions that are located in tennessee. They tend to offer the highest rates but require the longest commitment. All accounts that make our cut are insured by either the fdic or the ncua and are available to customers nationwide even if there are a few hoops to jump through to get them.
These cds can help you work toward your individual savings goals. Below are 5 year cd rates from credit unions that are located in california. Vystar credit union 1 30 apy 500 minimum. Credit union cd rates 5 year california 2020.
Here are some credit unions offering today s best widely available 1 year cd rates. Credit union cd rates 5 year tennessee 2020. They tend to offer the highest rates but require the longest commitment. As online 5 year cd rates have fallen this lead has diminished but the lead remains substantial with the 5yrocd index exceeding the 5 year treasury yield by 59 bps on september 1 2020.
Delta community credit union 1 50 apy 1 000 minimum deposit. Bankrate s best 5 year cd rates october 2020. As of june 2019 the average one year credit union cd had a 1 42 annual percentage yield apy compared to the 1 11 apy average among one year bank cds. Interest is paid out quarterly.
Best 1 year credit union cd rates october 2020 navy federal credit union. Five year certificates of deposit cd are generally the longest term cd that most credit unions will offer. Wings financial credit union 1 41 apy 10 000 minimum deposit wings financial credit union offers a few options on its certificates where different rates apply to different balances and can depend on how often you receive dividend payouts. The best five year cd rates tend to be much higher than the national average rate of 0 37 apy.
0 90 apy 1 000 minimum deposit. Summary of best 5 year cd rates. The early withdrawal penalty equals two years dividends 730 days which is the highest penalty on this list.