Current 30 Year Fixed Mortgage Rates

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Current 30 year fixed mortgage rates. Find the best rate on the most common loan in the us the 30 year fixed mortgage. The average rate to refinance a 30 year fixed rate mortgage is 3 14 percent falling 10 basis points over the previous seven days. On october 2nd 2020 the average rate on the 30 year fixed rate mortgage is 2 962. 2 2020 the average rate on a 30 year fixed rate mortgage rose one basis point to 2 962 the average rate on a 15 year fixed rate mortgage rose two basis points to 2 533 and the.

Current rates are hovering near three year lows amid. 30 year fixed mortgage rates. This rate was 3 10 yesterday and 3 12 last week. On monday october 05 2020 according to bankrate s latest survey of the nation s largest mortgage lenders the benchmark 30 year fixed mortgage rate is 3 050 with an apr of 3 360.

The benchmark 30 year fixed rate hit a record low of 3 52 percent during the week of july 6 2016 according to historical bankrate data. Nationally 30 year fixed mortgage rates are 3 10. Of the fixed rate mortgages 30 year terms generally have the highest interest rates and total interest costs and the longer term builds equity more slowly than would a 20 or 15 year term. For example many borrowers who select a 30 year fixed rate mortgage refinance well before even 10 years have passed.